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Credit cards for Less than Average Credit History

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Displaying 10 to 17 (of 17 questions)
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User Date: February 18, 2008, 3:08 am
Question Hello, I filled out an online application for a new credit card with you back in Feb. I then received a letter telling me to send $39.00 for processing of the card, and the letter said I would then be sent my new card. I sent the check on Feb. 27, 2007 (check 5493) per the letter and I have not yet recieved my card. It is now March 28th. The check was cashed by your company and funds were paid by my bank. Therefore, I would have expected to have received my card by now. I would greatly appreicate your quickly checking into this for me. I would like to know when to expect my new card. Thanks, Vicki Sorensen
Answer
Answer:
The matter is that our site works to present the best credit card offers from the leading credit card issuers. At our site you can also apply for a credit card online. Then your application is submitted to the bank and kept by the bank. You see, we are not the bank. Our site just places its credit card offers. And we do not have any kind of access to your personal information. If you are waiting for your credit card too long you need to contact this bank directly. Its managers are liable to answer all of your questions concerning your credit card and clear up your situation.

User Date: February 18, 2008, 3:08 am
Question I'm a student and I have no credit cards. Please help me to decide which credit card shall I take?
Answer
Answer:
You need to look through the best student credit cards presented at our site. We can recommend you the Universal Entertainment Student MasterCard from Chase bank. This card offers you 18,24% Annual Percentage Rate on purchases and the same APR on balance transfer. The card also features a 0% introductory APR for purchases and balance transfers through the first six months. At our site you can apply for this credit card online. Simply click the link "Apply" and fill in an application form with all the necessary information. Your application will be submitted to the bank. And you need just wait for approval. Good luck!

User Date: May 27, 2008, 4:05 am
Question please please i need a card my credit is bad but i do not want a secured i cant pay money for secured
Answer
Answer:
Thank you for addressing your requests to our service. Having bad credit history, you still can apply for an unsecured credit card. But keep in mind please that there is no guarantee that you will definitely get approved. And if your application is denied your credit score will be damaged even more. Explore and compare bad credit cards collected on the site and find the one for your needs.

User Date: May 27, 2008, 4:10 am
Question i would like a credit card with a small limit of 200.00to 300.00 i have no crit but i would like to get one.
Answer
Answer:
If you have no credit, the option you can count on is secured credit card. It is a type of card that requires an account to be made in advance, so that the money on the account could secure the credit this card gives. But you should know that this type of card usually gives a credit line of 200 up to 1000 dollars, depending on the amount of the deposit you've made. There are also unsecured credit cards for no credit that have higher interest and fees than other cards, but the thing about them is they have no guaranteed issue like secured ones have. So you are welcome to look through our credit cards for no credit and choose one for yourself.All the best, Manager of Immediate Credit Card Care Service

User Date: May 27, 2008, 4:12 am
Question I have been searching online for the best student credit cards. I found http://www.mycreditapply.com, http://www.cardoffers.com, and hundreds of others. Are all of these credit card sites connected in some way? Why not just have one large site without all the confusion?
Answer
Answer:
Frankly speaking, there is no any confusion about the above mentioned websites, like Rebuild Credit Cards either. Try to investigate information at these websites more thoroughly and you will have a clear notion of what it is all about. All of these credit card sites are connected in the way they offer online applications from different banks. On the one hand they help you come to know the particulars of different credit cards, on the other hand it facilitates understanding of what will be required to make a sound decision before applying online just by means of the respective links at these website. If you need the best student credit cards, apply for the best student credit cards . And if you want more offers at one site, visit Credit-Land.com. All the best, Manager of Immediate Credit Card Care Service

User Date: July 11, 2008, 2:11 am
Question i do not want a secured card, are there any that do not take money
Answer
Answer:
Thank you for addressing your requests to our service. Possibly your credit is bad (or you have no credit at all), since you explored secured credit cards. So in this case we can recommend you some unsecured credit cards for bad or no credit. You should keep in mind that when dealing with unsecured credit cards you may face some problems. If there are some really serious negative issues on your credit report, the bank is eligible to cancel your application. And if it is cancelled, your credit score is affected in a negative way and gets lower. That is why we strongly recommend you to apply for a secured credit card. Nevertheless, explore and apply for limited credit cards at our site!

User Date: July 11, 2008, 2:24 am
Question is it ok to apply for a number of credit cards to establish credit
Answer
Answer:
Thank you for your question. We hope our answer helps you. Having bad/no credit you should take into consideration that not every bank will approve your application. Explore our cards for establishing credit. However, in case of no credit we strongly recommend you to apply for a secured credit card. These require collateral to secure your credit. Our best secured credit card offers are developed especially for the customers with no/bad credit history. But the main thing you should take into consideration is that applying for several cards at the same time is not favorable for your credit history (especially since you had bad credit or no credit at all). Moreover, it is unlikely that you will be allowed to apply for several credit cards because of no credit. Remember that applying for a number of credit cards (and especially getting refusal) will harm your score.

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