Credit cards for Less than Average Credit History

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Miles

Cash

Points

Charity

• 0% Intro APR on Purchases and Balance Transfers.
  

• No Annual Fee.
  

• 5% Cashback Bonus®.^*
  

• Up to 1% Cashback Bonus on all other purchases automatically.
  

• Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.
  

• Unlimited cash rewards.
  

• $0 Fraud Liability Guarantee.
  

Introductory APR:

0%

Introductory Period:

6 months

Ongoing APR:

10.99%^±

Default APR:

30.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Introductory APR:

0%

Introductory Period:

12 months^±

Ongoing APR:

10.99%^±

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Setup Fee:

$0

Annual Fee:

$0

Late Payment Fee:

$19